Forced insurance - Giving myselft equal time to disagree with my previous post
For those who have questioned my political affiliations, this will further obfuscate your conclusions. If there were a Logical Party, sign me up. While I generally agree with the logic of my previous post on Mandatory Insurance and Pre-existing conditions, there may be some constitutional issues and political realities which will require some navigation. We probably will not end up with mandatory insurance, but insurance companies being allowed to consider pre-existing conditions will not be allowed. Although we all like something for nothing, it never seems to work out...at least in my experience. The insurance industry's report last week that the costs will go up dramatically if the current reform versions are passed was met with both agreement and scorn depending upon political ties.
If your mind is made up, you may want to stop reading. If you really want to dialog about the complexity of healthcare reform, read on.
A recent Kaiser Family Foundation report showed that a business lobby projected the costs to businesses of employee health coverage will triple to $28,530 per year by 2019 if no action is taken. The public is in favor of eliminating pre-existing conditions for insurance, but not for requiring all to have insurance. This seems like something for nothing, unless someone smarter than me can explain how it will work. Unless everyone has to have insurance, we could actually wait until something unpleasant happens and then get a policy. Without additional controls, insurance companies will only be getting premiums from those who are very sick. The cost of insurance and medical procedures will surely more than triple if that is the direction we wish to go.
My previous posts will attest to my disdain of the insurance industry and its past practices. However, I will not let my emotional disgust with the industry affect my conclusion. We cannot eliminate the practice of denial of insurance due to pre-existing conditions and loss of employment without additional laws concerning insurance coverage. The result of the current plans will cost us all a lot of money and we will end up with less than we have now. So, make a decision: do you want denial for pre-existing conditions eliminated and require that everyone has to buy insurance or to do nothing? Either is a bad choice, so someone, please, give me a better plan.
TVP tvp@dyingforinsurance.com
Posted by The Virtual Patient at 10/19/2009 11:20 AM 
Categories: Politics, Costs, Private Policies, Patient Responsibility, Socialized Medicine, Universal Healthcare, Insurance, pre-existing
Tags: Patient universal health Insurance Private Policies uninsured pre-existing coverage
Categories: Politics, Costs, Private Policies, Patient Responsibility, Socialized Medicine, Universal Healthcare, Insurance, pre-existing
Tags: Patient universal health Insurance Private Policies uninsured pre-existing coverage
your article is so informative and interesting. nice shared.
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